Why Buy Property Overseas - A Case History

This is a true case history detailing the purchase of a holiday home overseas. By describing a real-life experience of buying a home in Spain we explain why people buy property overseas and show how to buy an overseas property with minimum outlay.

Mr and Mrs Jones bought an apartment in Spain in 2002 for 107000 euros. It is a lovely three bedroom apartment only 10 minutes walk to a beautiful beach. They had it valued recently (October 2005) for 155000. An increase of 45% over three and a half years. The reason they had it valued was because they wanted to remortgage. In fact the mortgage company's valuer was over-cautious because an identical property next door was recently on the market for over 200000 euros. So the real increase in value is probably even greater than 45%. If the apartment was sold today it would almost certainly fetch more than 155000. The main point here is that it is worth a lot more now. This reason alone is sufficient incentive to buy a home overseas. It is simply a great investment!

The second benefit of owning a home overseas is that the owners stay there, free, whenever they want. All they pay is the flight, car hire, and a payment to the caretaker to prepare and clean the apartment.

The third point, and this is an important one, is that the owners did not actually pay 107000 for the property. No, they paid only 20% and borrowed the rest through a mortgage in Euros at a very low interest rate. So they only had to find 21400 euros plus around 10000 euros for solicitors fees, taxes, agents fees etc.

The fourth point is that the property is rented as a holiday home (short term lets in summer and long term lets in winter) when the owners are not using it. The owners get an income from holiday lets of around 5000 euros per year which pays the mortgage !!!.

So, to recap, Mr and Mrs Jones spent about 32000 euros (21400 deposit plus costs) for a home overseas. The mortgage and running costs are paid for by rental income. The owners get to stay there whenever they like (usually about twice a year). In 15 years time when the mortgage is paid off Mr and Mrs Jones will own an asset worth, at today's prices, at least 155000 euros. In 15 years time it will probably be worth much, much more!

This is why people buy a home overseas!

Today, Mr and Mrs Jones have remortgaged their overseas property for the maximum amount based on the recent valuation. Guess what they are going to do with the released equity? That's right! They are going to use it to buy another property near their existing overseas property. Soon they will own a second overseas property without having to spend any of their own money. the first property paid for the second one!

Copyright 2005 Hugh Griffin

Hugh Griffin is an independent travel writer and has written a number of highly acclaimed travel guides including Buying a Home in Spain (http://www.buying-a-home-in-spain.com ) and Independent Holidays in Spain (http://www.horizonpress.com/diy-holidays/free-book-spain.html).

Fiets Onderdeel Site Nl
Business China News
5th Amis Cd Cd Dictionary Ed Entre French Lab Manual Pocket Rom Workbook
Unive Verzekering Almere
Dance Folk Jamaican Night Nine
Ligt Noordwijk Zee
Romanticismo Portoghese
Leuk Thuis
Arbeit Beruf Frauen Und
Nike Sport Schoen
Goedkoop Telefoon Simlock Vrij
Woonboot Huur
Film Indian Sex
Guanxi
Invitation Kid Party Pool
Ze Krijgt Dik Neger Lul
Date Beautiful Girl
Funny No Sign Smoking
Cam Life Sex Web
Cad Cam Free Software
Berg Zee Nl
Asia In Pacific Politics World
Pinay Friends
French Friend
Philippine Sexo
Foto S Trein
Haar Eerst Dik Pik
Finance Personal Tip
Asian Christian Single
Informatie Trein
Asia Business Directory Economy
2000 Download Sp4 Win
Tijdelijk Invoer Aangifte Im 5
Balanceada Dieta
Data Bela Rapariga
Boy By Dance Drug Girl Hall Like Lyric
Christian High Michigan School Western
India Amizade
Leidenschaftliche Singles
Huur Vakantiewoning Spanje
Hotel Blankenberge Zee
Huis Te Huur Antwerpen
Fecha Alemanes
Lego Trein 7896
Vacatuur Vrachtwagen Chauffeur
Florida House In Key Rent
Beach House Rent Virginia
Life Sex Wife
6 Camp Hypnotize Mafia Posse Three
Amis Arrow Martin Times
Ski Kleding Online
Muziek And Reclame And Spa
Free Gay Man Military Pic
Lotto New York
Free Hypnosis Loss Weight
Aandeel Appartement
Risalente Ricchezza
Posology
Adult Photo Sexy
Infant Tooth Grinding
Ca Lotto Number
Self Hypnosis For Weight Loss
Actieve Vakantie Oostenrijk
Eigen T Shirt Ontwerp
Amis Corps Drum Du Les
Japanese Miami Restaurant
Europa Europa Griekenland Vakantie
Sexy Personas
Albuquerque Development Personal
Asian Hot Sex
Experience Island T Blauw Veel
Business China Customs
Help Life Sex
Bunny Garden Party Set Tea
Chain Honey Jesus Just Like Lyric Mary
Daael
Asian Dating Services Woman
Stop Smoking Drug
Baby Make Night Sleep Through
Party Game 50 Birthday
Basics Feng Shui
Date Belle Fille
De Gay Video
Pronto Meubel Nl Language
Pinoyff
Biology Disease Health In Inflammation Lung Mediators Pulmonary
Card Greeting Photo
Asian Gallery Picture Sex
Fox Reis Language Nl
Apartment House Pa Philadelphia Rent
Florida Ft House In Myers Rent
Armani Geur
Bewerken Huid
Detox Kit
Aziatische Singles
Niemand Anders Dan
Nl29
Bedrijfsruimte Huur Gevraagd
13 Birthday Idea Olds Party Year
Lesbian Sex Twin
Cercano Il Coreano
Lesbian Orgy Vids
Hypnotize
India Sexo
Asian Cum Love
Disco Costume
Vitamine C Siberisch Ginseng
Asia Rede
Feng Health Shui
Find Sex Where
Card Greeting Recovery
Prozest
Pill Sleeping Type
Cok N
Caffeine Coffee
Tweed Wereldoorlog Spotprent Language Nl
Kosten Huis Bouwen
Fetish Leather Lesbian
Alternative Care Health Video
Effects Grinding Tooth
Growth Hair Tip
Seksleven
Coreano Personals
Tekst Ceremonie Huwelijk
Attract Pheromone Woman
San Antonio Fiesta Event
Seek Asian Girl
Adult Chat Free Gay
Asian Date Sex
Philips Televisies Lcd 32
King Man Movie Review
Graduate Purdue School University
Satelliet Meubel Nl
Eve Family Friend Japan Korea New Newyear Party Taiwain Year
Draadloos Dect Telefoon Philips
Datum Erfolgreicher Mann
Asia Rede
Enlargement In Penis State Surgery Wa
Bondage Breast Extreme
Behaarte Frauen
In Marital Philippine Pre Sex
Information La Loss Weight
Serre Wereld Nl
Italiano Amigo
Schildpad And Huisdier
Goedkoop Verzekering Language
Heerlen Tweedehands Meubel
Asien Single
American Association Georgia Lung
New Quit Smoking York
Gedicht Huwelijk Jubileum
Dames Schoen 44
Diet Hydrocut Pill
Lung Rhonchi Sound
Angeles Ca Club Health Los
Kinderzitje Fiets Language Nl
Pallone Leolux Stoel
Rijke Man Zoekt Meisje
Geschenk Doop
Data Bem Sucedido Homem
Hot Sex Tub Video
Contact Us
Openbaar Vervoer Trein Language Nl
Best Filter Rated Spam
Biggie Hypnotize Smalls
Hypnotize Mujer
Pup Hond Language Nl
Frauen Scharfe
Leidenschaft Bumsen
Germanff
Mooi Hond Wereld
Aid Quit Resolve Smoking
America Idea Miss Party
Zoeken Aziatische Meisjes
Eye Hypnotic
Filipino Data
Having Photo Sex Teen
Verhuur Fiets
Hair Loss On Leg
Symptom Always Tired
Oorzaak Haar Uitval Bij Vrouw
Vis Gardameer
Hypnosis Sale Video
Deutschland Plastisch Chirurgie
Vacatuur Bouw Dordrecht
Blog De Sexo
Nl40
Stoel Rieten
Accounting Business China Solution
Spanien Datum
Clip Dine Video Yexes
Automatic Loss Supplement Weight
Free Indian Masala Movie Sex
Fact Male Impotence
Group Korean Sex
Beverage Hypnotic
Free Lesbian Squirting
First Lesbian Story Time
Doctor Psychiatrist
Free Oral Sex Trailer Video
2de Handse Gsm Telefoon Language Nl
Cool Hair Man Style
Hair Loss Woman Saw Palmetto
Estefan Gloria Miami Restaurant
Openbaar Bibliotheek Gouda
Boete Geen Verzekering Brommer Language Nl
Free Lesbian Licking Pussy Video Xxx
Dating Free Online Service
Sleep Wear Woman
L Loss Program Weight
Data Millonario
Frauen Haarige
Blonde Hot Lesbian Sex
Routeplanner And Fiets
Amis Francisco Les San
Diet Lemonade Loss Weight
In Man Pantie Photo There Woman
Alemanha Personals
Card Christian Greeting Spanish
Boerderij Camping
Card Unique Valentine
Diet Fitness Product
Frankrijk Camping Vakantie Champagne Ardenne
Chronic Guideline Management Pain
Find Friend
Aantrekken Van Vrouwen
Tehuis Sint Dominicus 1965
Herstel Vitamine B12 Waarde
Gorinchem Huren Woning
Winkelpand Gevraagd Huur Baarn
Massage Olie
Beach Beach Box Diet In South
Free Korean Sex Video
5th Amis Audio Audio Cd Cd Cd Ed Entre Intext Labmanual Program Rom Workbook
Heart Lung Sound
Dancing Jesus Simpsons
Grinding Tooth Whilst
All Vakantie Mei Turkije Kemer
Nl26
Nieuwbouw Woning Wateringseveld Nl
Warm Voorgerecht Vis Recept
Accredited Graduate Online Program
Chef Dallas Personal
Bible Christian Religion
Insomnia During Pregnancy
Karaoke Muziek Frans Bauer
Vakantie Australie
Stress Anxiety Insomnia
Nl34
Vrijstaand Woning Doldersum
Anonymen Sex
Lesbian Sex Teen Video
Woning Gevraagd Rotterdam Centrum
Ver Reis Los Angeles
Ligt Er Sneeuw
Indian Masala Sex
Vlucht Brussel
3 Art Fan Man Spider
Asia Trovare Ragazze
Korte Vakantie Aanbieding
Korean Personals
Haar Blond Verven
Drunk Roommate
Alternatief Gastenboek Huwelijk
French Love Making
Fiets Gazel Medeo
Rondje Veerse Veel
Geschiedenis Latijns America
Sexo Personas
Tamil Amici
Asian Fetish Foot Teen
Vogel S Tv Language Nl
Espanha Pessoais
Duitsland Flirt
Koreaans Flirt
Cancer Lung Smoking Statistics
Altra Fiets Language Nl
Nieuwbouw Woning Dirkshorn
Italiaanse Geslacht
De Fumador Pulmones Un
Adult Lesbian Movie
Online Heren Kleding
Alle Huis Koop
Spanjaard Geslacht
Grad Houston Project
Weekendhotels Kras Reis Language Nl
Harris County Republican Party
Asia Love
I Cant Fall Asleep
Dormir Grind
Stacaravan Huur Veluwe
Diet Discount Supplement
Geslacht Gemeenschap
Bi Frauen
Care Health Job Site
Eerst Persoonlijk Dieet Nl
Wolter Woord Boek Nederlands Spaans
Welkom Thuis Ballonnen
Slim
Sonja Bakker Dieet Nl
Nl25
Care E Earn Education Health Learning Online Program
Hot In Sex Tub
Best Friend Having Sex
Portugiesisch Fling
Cam Chat Sexy Web
Gazel Elektrisch Fiets
Kleding Maken Cursus
California Lotto Number Winning
Growth Hair Product Wild
9 Advance Asia Business Corporation In Network Pacific Routledge Transnational
Philipines Liebe
Dame Heren Fiets Language
Loss Surgery Weight
Alternative Breast Cancer Lung Treatment
Prostate Herbs
Lening Negatief Bkr Codering
Frauen Kickboxen
Goedkoop Kleding On Line
Lokerse And Feest
Deutsch Beziehung
Photo Sex Xxx
Den Haag Japanse Tuin
Xmas Card
Asia English Finder Friend
Insomnia Psychological Assessment Management
Blood Clot Lung
Feest Uitnodiging Maken
Asian Black Girl Lesbian
Voliere And Vogel Language Nl
Bunco Party Theme
Best Exercise Loss Quick Weight
Boost Confianza
Amis De Les Monsieur Paul Prou Suzanne
Dallas Prostate Massage
Card Idea Thank
Fuck Stahl
Exercise Hypnosis Motivation Motivation Move
Physiological Effects Of Caffeine
Toscane Vakantie
Balloon Bristol Fiesta
Control People
Stop Grinding Tooth
Sterren Dan Ijs Kleding
Reaal Verzekering Hypotheek Offerte
Ricos Procuram Girl
Cd Hypnosis
Nl35
Lang Haar Lagen Niet
Cat Health Persian Problem
Desire Human Know Lust Sexual We
Gordijn Vliegen
Gay Homo Vids
Arrow Overhemd
Sharerent
Com Friend Secret Sex
Drive Female Increase Sex
Golf Hypnose
Chakra Sacral
Pinay Sex
Indian Romance
Hypnotize Donna
Model Fotografie Language Nl
Does Hypnosis Lose Weight Work
Clench Teeth
Italienisch Fling
Portugees Vriend
Enlargement Herb Penis
Cds Hypnosis
Elektrisch Fiets Drager
Black Cam Free Porn Web
Uefa Cup Voetbal Nieuws
Onafhankelijk Toneel
Mexico Sexo
Application Clinical Hypnosis Principle
Sustainable Architectuur
Black Photo Sexy Woman
Spice Up Sex
Couple Married Sex Video
Boekenweekgeschenk 1934 Geschenk 1934
Impotence Man Young
Conscious Dating Finding In Life Love Today World
Prostate Cancer Survivor
Femmes Photo Sexe Vieilles
Grote Schoen Maten
Selangkor Reis Aanbieding
Korea Persoonlijke
Vis Bungalow Denemarken
Grow Hair Back
Last Minute Reis Camping
Toddler Tooth Grinding
Birthday Party Idea For Preteen Girl
Partij Trendy Kleding
Black Hot Movie Sex
Fuck Hot Sex
Eliminar La Noche Terrores
Frankrijk Camping Vakantie Franche Comte Language Nl
Espanhol Fling
Houston Indian Restaurant Texas
Goedkoop Vakantie Add Your Url
Zelf Schuld Regelen Language
Hospice Pain Management
Schiedam Parttime Baan
Quit Shot Smoking Take
Bdsm Free Hardcore
Grinding Tooth Whilst
Boeren Bedstee Ontbijt Nl
Spandoekteksten Verjaardag Feest 50 Jaar Abraham Vinden Language Nl
Blow Cam Job Teen Web
Korean Love
Augusta Georgia House Rent
Last And Minute And Ver And Reis
Care Health Personal Services
Timberland Schoen
Replay Kleding Site Nl
Blocker Free Good Spam
Koreaans Fuck
Clothing Islamic Man
Europa Spanje Salou Vakantie Trein Aut Language Nl
Europa Nederland Goedkoop Vakantie
Zonnen And And Sneeuw
Nederlandstalige Muziek Forum Language Nl
Avontuurlijk Reis China
Asleep Fall Hands
Com Mulheres Sexo Travestis
America Bank Personal
Coconut Growth Hair Oil
Ways To Cure Insomnia
Book Christian Longs Store
Free Photo Sex Video
Asia Business Hong Kong Woman
Frankrijk Parijs Goedkoop Vakantie
Proton Therapy For Prostate Cancer
Gay Italian Sex
Sexy Black Woman Picture
Adult Indian Personals
Aangepaste And Keuken
Landgoed Gelderland
Christian Personals
Chocolade Bestellen
Boerderij Te Huur Friesland
Quitsmoking
Sluit Lening Royal Bank Schotland
Art Dine Jim
Woning San Rafael Spanje Language Nl
Kruid Middel Tegen Depressie
1400x1050 Christian Computer Free Wallpaper
Rar Rarlab Win
Hypotheek Or Huis
Feng Lillian Shui Too
Christian
Lening Krediet Site Nl
Cachorro Com De Mulher Sexo Video
Paard Verzekering Language Nl
Drunk Lesbian Orgy
Reife Frauen
Motor Fiets
Immo Kantoor Tienen
Te Huur Appartement Kust
Portugal Geschlecht
Turkije Reis Boek
Thuis Language Nl
Indian Ishq Scandal Sex
Voetbal Tijdschrift
Betterlivingwithhypnosis
New Trip Win York
Hypnose Confiance
Enlarged Medicine Prostate Prostate Treatment Used
Tanden Slijpen
Antiek Bouwmateriaal Be
Ravepills
Booter Chat Free Room Yahoo
Sexmates
Prostate Anatomy
Hypnotize Donne
Amateur Cam Dutch Free Slut Web
Choice Dinner Frozen Healthy
Nokia 6600 Mobiel Telefoon Reviews Consument Language Nl
Cinema In Philippine Sex
Course Degree Free Graduate Online
Indian Sexe
Amp Download Player Win
Harry Potter Orde Feniks Boek
Slaapkamer Meubel Language Nl
Vakantie Woning Gelderland
Massaging Prostate Gland
Graduate Minnesota School University
Stad Halle Be
Jurk Groot Maten
Jacht Huren
Friend Philippine
Online Schade Verzekering
Meubel Bank Barok Stoel Language Nl
Spanjaard Romantiek
Hair Japanese Man Style
Free Guard Spam
Lesbian Story Xxx
College Grad Resume Sample
Gideon Grot Richteren
Noord Holland Dig Stad
Senior Vriend
Danse Sauvage
Boy Gay Love Man
Passion
Barbecue Huur Gevraagd
Bruxismo Dell Sintomi
Doctor Find Psychiatrist
60 Level Shaman Warcraft World
Batavus Fiets
Filter Spam Yahoo
Interview Veteraan Tweed Wereld Oorlog Language Nl
Fiets Openlucht Language Nl
De Hammamet Location Maison Vacance
Nl31
Dect Telefoon Philips Td6331 Onis
Chef Nj Personal
Woning Te Koop In Amsterdam
Maker Match
Korfbal Vereniging Enschede Nl
Fiets Route Europa
Bruxism Stop
Veel Baan Zoeken
Fecha Filipino
Graphic No Smoking
Houston Hypnosis Loss Weight
Asia Empresario
Blik Vliegtuig Language Nl
Dine
Brugman Keuken Nl
Cancer Graphic Lung Picture
Naked Sleep Woman
Bloem Commissie Lichtenvoorde
Hypnotherapy Course India
Asian Dallas Single
Berekenen Maximale Hypotheek
Free Game Money Play Win
German Personal Pronoun
Filipinas Amizade
Leuk Thuis
Confidence Hypnosis Power Self Through Within
Koreaans Romantiek
Tired
La Vie Sexuelle
Mobiel Telefoon Mp3 Language Nl
Diep Veel
Enlargement Penis Pill Truth
Bikini Party Sex
Free Product Quit Smoking
Dj Tiesto Insomnia
Herbal Treatment For Insomnia
Italienisch Flirt
Kamer Huur Rotterdam
Leather Paddles Spanking
Florida Haven House In Rent Winter
Bank Hypotheek Verstrekt Bkr Registratie
Clip Fetish Free Lesbian Video
Advice Dating Free Online
Hot Roommate
Philippine Scandal Sex University
Impotenz
Asian Dating Male
Spotprenten 1945
Hypnosis Learning Stage
Nokia Bluetooth Telefoon Language Nl
Hypnosis Program Self
Cheat Man Seduce Seduce Why Woman
Bed Breakfast Indiana Nashville
Wereld Tentoonstelling Londen
Buy Sleeping Pill
Cure For Grinding Tooth
Frauen Nackt
Alternative Health Product
Asie Ami
Life Win
Sparta And Fiets
Lening Hypotheek Language Nl
Allemagne Fuck
Spraakmakend Zaken Presentator
Tafel Kubus
Portugal Personals
Heren Schoen Maat 45
Appearance Definition Epiphany Manifestation
Huis Kopen Brabant Site Nl
Japan Datum
Bloem Maken Van Papier
Passionate Sex
Ontario Psychiatrist
Culture In Jesus Like Lord Prayer Praying Prosperity
Vacatuur Telecom Automatisering Groot Bedrijf
7 Bc Lotto Super
Vd Veel
Leg Picture Sexy Stocking Woman
Grammatica Nederlandse Taal
Nep Kristal Kraal Rotterdam
Koerier Bedrijf Belgie
Woning Amsterdam Oost
Diet Healthy Rice
Dating Free Japanese Sims
Witte Boerderij Rommelmarkt Language Nl
Jeugwetgeving Groot Brittannie